This has been a sensational year for our law firm. We’ve had the privilege of gaining quite a few new clients, both from the United States and abroad. It truly is a humbling set of emotions to know we’re in a position to help those clients with their cases and just to answer questions about […]
Am I a Debt Collector?
The FDCPA Can Apply to Creditors Collecting Their Own Debt With the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), and other government agencies –including the United States Supreme Court– becoming more and more involved with regulating debt collection in the United States, it is important to remember that although the focus of […]
The Positive Effects of the Debt Collection Industry in the USA
In the current national mood of consumerism, there is a popular belief that debt collection is an assortment of villainous scavengers praying on innocent victims and who contribute nothing to our society and nation. Somehow, however, the good and positive effect of reputable debt collection agencies and lawyers seems to get lost in the bargain! Recently, […]
Is Your Debt Collector A Professional?
What makes a professional debt collector? From the timeliness and accuracy of reporting to collection strategy, there are many elements that determine the professionalism and success of your debt collector. Do you know who is collecting your bills? Elements of a Professional Debt Collector Reporting – Over the decades, I’ve had some clients tell me […]
What is a Foti Message Within FDCPA Compliance
The Fair Debt Collection Practices Act (“FDCPA”) is a federal law intended to protect consumers from unscrupulous or harassing debt collection practices. The FDCPA was enacted in 1978, before the Internet, or even cell phones. Therefore, especially with regards to technology, the FDCPA can be less than clear. This article will discuss the rather surprising […]
How to Choose a Debt Collection Law Firm
This is a very relevant question, which prompts a good bullet list of ideas and questions for you to use in the selection process of a debt collection law firm. Is Your Lawyer Qualified? Check your state’s Bar Association to ensure the lawyer is properly admitted to practice law in your state and to verify […]
The Best Debt Collectors Don’t Harass the Debtor
There I am at a party or in some other social setting and inevitably we get to the question, “Dave, what do you do for a living.” When I reveal I’ve spent a lifetime collecting debts – even on an international level, on come the snickers, raised eyebrows (like they just got confronted with the […]